Credit bureau Experian released a report that said Washington-area consumers shoulder the highest debt among residents of the top 35 U.S. major metropolitan areas. The average debt per consumer in the Washington area was $41,394. Washington-Metro area also have the lowest credit score among the top 20 metro areas in the nation with an average VantageScore from Experian of 674 out of a range of 300 to 850. This piece of information alone justifies growth of credit repair companies in Washington , DC. They aim to get your credit score to the minimum level ( 620 ) required for conventional mortgage. Read more