We help our clients manage investments, become financially organized, plan for major life events, make prudent financial decisions, mitigate taxes and protect assets and loved ones in the event of loss or hardship. Read more
I have worked with Jirayr and Citrine for a while now, and I can honestly say I feel so much more peace of mind now than ever before. I've had other financial advisers, but I didn't get much out of it. Previously, they were disconnected and didn't put things in terms I understood. The good thing about Jirayr and Citrine is he will explain as little or as much as you want, and actually educates you along the way so you feel empowered. I learned so much about the whole process and products out there that I never even knew existed. Better yet, he found ways for me to cut costs in ways I didn't even think I could, or ways I didn't think mattered. By saving a few bucks here and there, it has definitely added up and I feel confident in his investment advice as well. Financial planners are for everyone, not just the rich. Everyone needs a sound financial roadmap, whether you're just starting out, or you have an established business or career. I'll be a client for life.Original recommendation
I have worked with Jirayr many times to discuss financial planning. He really listens to what we are looking to achieve and does not feel 1 investment vehicle will work for all investors like most financial planners. I am happy to have my investments with Citrine Capital and I look forward to expanding my portfolio and using their expertise as my guide.Original recommendation
We feel SO LUCKY to have found Jirayr and Ryan at Citrine Capital through Yelp!Original recommendation
We are in our late 30's and have been married for a few years. We decided it was a good time to get a financial plan together, and although we were both saving on our own/through company 401Ks, we weren't entirely sure that we were on the right track for our future goals.
Let me just say - we found the whole experience entirely worth it, for a few reasons.
1) Over the course of a few meetings, Jirayr and Ryan have a system to take you from wherever you are at and get you on the path to where you want to be. They are organized, professional, and patient - I had a million questions and I never once felt brushed off or rushed. Also, we are not rich by any stretch but we were never made to feel like we weren't important to them.
2) They completely hold your hand and explain everything to you along the way. They understand that talking about finances can be uncomfortable and potentially embarassing, but they never push you into doing something you don't want. They will answer every question, help you in any way, and they will make suggestions for things you probably haven't even thought of.
3) We left feeling like we have two awesome financial advisors in our back pocket who we can go to at any time. When you're trusting your hard earned money to other people, knowing you can reach out to them at any time without being considered a nuisance is such a comfort.
Overall, we just really LIKE Jirayr and Ryan. They're nice. They're smart. We feel they are trustworthy. And for all the work they do, they are completely worth their fee!
I am writing to express my highest regard for Mr. Jirayr Kembikian. His professionalism, expertise and life-changing support are unmatched. Upon first meeting with Mr. Kembikian, I was initially struck with his warmth, understanding and compassionate manner of connecting. … Mr. Kembikian introduced me to his detailed, data-driven process in a clear, supportive and knowledgeable manner. His ability to pair the depth and breadth of his knowledge with the soft skills of human connection around an essential yet vulnerable area of life is unrivaled. In my own career, as a psychologist, I deeply value the ability to build rapport and trust quickly with people. … Mr. Kembikian's intention is to forge a lifelong relationship with his clients. Over the course of decades, he will help me to make the decisions necessary for my partner and me to live into old age with comfort and security, while increasing our capacity to reach our short and medium term goals. For the first time, I feel that I have an advisor for life, with whom I can consult and ask questions. … Without reservation, I will rely on Mr. Kembikian during times of career, family and financial transition and will turn to him for consult when facing minor and major life decisions. I look forward to continuing to learn and benefit from Mr. Kembikian's wisdom, expertise and guidance for years to come.Original recommendation
Mr. Kembikian has been a tremendous help to me and my family to budget and plan for our future. He has assisted me and my wife to set up an automatic saving plan, as well as assisting us to rollover a 401k from a former employer. Furthermore, Jirayr has been assisting my 18 year daughter with her financial and college planning. Jirayr have been a trusted advisor and will continue to oversee all my financial planning needs into my retirement years.Original recommendation